lets take a look at Adam from Absolut Creation

mesh head & body from Absolut Creation - Adam bento, both come with amazing and easy to use HUDS for many many option! (see detailed photos below)
this is one of my favorite mesh systems, it looks fabulous and is priced lower than it's competitors!

hair from No.Match - No Cash

sunglasses from REBELLION - Aviator, group gift!

necklace from !NFINITY - Anchor, comes with texture change HUD - available at Men Only Monthly

pants from Sharp - ALLISTAIRE, also comes in blue - available at Men Only Monthly

surf board with pose from Le Poppycock - Hang Ten

HUD for head, included skins match perfectly with skins included for the body:

animation HUD for head:

HUD for body, all 4 tabs shown:

 

very easy to use alpha cuts with included presets for quicker use!

 

yes it includes the hands as shown below!